Goodbudget Help Center

Using Your Card While You Pay It Off

Last Updated: Jan 31, 2019 11:04AM PST

Option 1: I pay off my credit card in full every billing period.  

That's great! Take a look at how you can pay off your monthly debt in full in Goodbudget.

Option 2: I pay off my debt partially each billing period.

Want to work on paying off your debt completely? If you're not paying off your credit card in full each month, it's best to stick to cash or a debit card while you work on paying off your debt. Here are two reasons why you should:

  1. You'll get out of debt faster!
  2. It'll be a lot easier to manage in Goodbudget.  

However, we know that using your debit card is not always an option. If you plan to use your card while you pay on it monthly, we recommend setting it up as a Debt Account. That way, you can add new charges to the credit card.
Tip: You can get started with spending the cash you have available and by working toward a one-month cushion so that you don't have to rely on credit cards.


If you have questions about your specific debt situation, feel free to email
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