Budget for your debt payments
Paying off debt is a great financial goal. You may feel the pinch in the short term, but in the long run, you'll save money and enjoy greater peace of mind.
The simplest method is to track your debt payments as a regular expense. If you pay $200 on a debt each month, track it with a Monthly Envelope with a budget of $200. By setting aside your debt payment at the beginning of each month, you'll never find yourself short when the payment comes due.
If you're not sure how to make an Envelope, learn how to here.